No one had time for the old man squatting over a box of vegetable peelers on a New York City street corner. The crowds swirled around him on their way to work, but he didn’t seem to notice. The solitary street vendor flicked a slice of potato off his thousand-dollar suit, smiled to himself, and asked, “Why would you buy four peelers, if they last a lifetime?  Because you have four friends,” Joe explained.  “Never underestimate a small amount of money, gathered by hand.”  For 60 years he loved the glorious uncertainty of starting every day—with nothing.